“I carefully read my policies before submitting my LTD claim. One carrier’s policies were unintelligible, even after repeated readings.
Luckily I found Vivian Gallo. She explained all the policy nuances, enabling me to do things that I would never have been aware of – such as structuring the sale of my dental practice with the policies in mind.
I would recommend anyone about to submit a disability insurance claim to call Vivian Gallo FIRST”
– BK, GA